One of the first decisions any Egyptian property buyer faces is whether to go off-plan (new from a developer) or resale. Each path has distinct advantages and trade-offs.
Off-Plan Advantages
- Payment Plans: Spread your purchase over 6-10 years with low down payments (typically 5-15%).
- Modern Design: New builds feature contemporary architecture, smart home features, and current finishing standards.
- Compound Amenities: New developments typically offer pools, gyms, parks, and security as standard.
- Capital Appreciation: Buy at launch prices and benefit from price increases during construction.
Off-Plan Risks
- Delivery Delays: Some developers have a track record of delayed handovers.
- Uncertainty: You're buying based on plans and renders, not a finished product.
- Developer Risk: If the developer faces financial difficulties, your investment could be at risk.
Resale Advantages
- Immediate Occupancy: Move in or rent out immediately.
- What You See Is What You Get: Inspect the actual unit, building quality, and neighborhood.
- Negotiation Room: Resale sellers are often more flexible on price, especially for cash buyers.
- Established Communities: Mature neighborhoods with proven infrastructure and services.
Resale Considerations
- Higher Upfront Cost: Typically requires 50-100% payment within a short period.
- Older Finishes: May require renovation investment.
- Legal Complexity: Title verification is crucial in the resale market.
Our Recommendation
For young buyers with limited capital, off-plan from a reputable developer offers an accessible entry point. For buyers who need immediate occupancy or prefer certainty, resale is the way to go. In both cases, working with an experienced advisor — like our team at AddressOn — helps you navigate the trade-offs and find the right match.